Call us at 407-630-9766

The Changing Tides of the Housing Market

Published on Jul 22, 2025 | Purchasing a Home
The Changing Tides of the Housing Market
The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home.

What’s Affecting Affordability Right Now

Recently, mortgage rates have dropped slightly, and average incomes have gone up. Together, these changes have made homeownership a bit more affordable. However, finding affordable homes is still a challenge for many looking to buy a home. One of the most effective ways to handle this is by looking for opportunities where supply is growing.

Housing Supply Is Finally Growing

For over a decade, there haven’t been enough homes on the market. This limited supply caused prices to rise quickly, especially in 2021 when interest rates were low and demand was high.

Now, the situation is improving. According to Zillow, the number of homes for sale has continued to increase. In most of the U.S. housing markets, inventory is up. The South and West have seen the biggest increases, while growth in the Northeast and Midwest has been slower.

More Homes Means More Buying Power

There’s a strong connection between housing supply and affordability. In most markets where more homes are available, affordability has improved.

More homes on the market means buyers can take their time, compare more properties, and negotiate better terms. Prices may also rise more slowly when there are more choices.

That said, not every city is experiencing the same trend. In some places, even though supply is growing, strong demand is keeping prices high and affordability low.

What This Means for Buyers Today

While the total number of homes available is still lower than in past decades, the recent increase is a positive sign. More inventory gives buyers more choices and potentially better deals.

If you're thinking about buying a home, now is a smart time to explore your options. With more listings, easing price growth, and the potential to lock in a favorable mortgage, buyers can take advantage of this shift in the market.

Ready to make a move while inventory is rising? Let’s discuss your mortgage options today and get you closer to owning the right home.

Recent Posts

Blog Tags

Purchasing a Home Jhenesis Mortgage VA Loans Mortgage FAQ Refinancing a Home DSCR Loan Investor Loans Real Estate Investing Interest Rates Mortgage Broker Home Refinance Real Estate Lending Trends Florida real estate The Loan Process veteran mortgage benefits FHA gift funds Home Equity Loan down payment strategies Different types of mortgage loans down payment assistance zero money out of pocket first-time homebuyer Florida VA loans Florida VA home loans Down Payment Assistance Choosing the right home loan Mortgage questions for first-time buyers low interest VA loans veterans home loans first-time homebuyer programs Credit buy a home with no down payment Florida no money out of pocket saving for a mortgage down payment Sustainable Properties first-time homebuyer financing cash-out refinance homebuying journey Florida Alternative mortgage solutions 2025 first-time homebuyer programs Florida How long does pre-approval last? Florida foreclosure homes Sales price vs appraised value challenge low home appraisal Florida mortgage options Real estate investment for realtors Difference between sales price and appraisal Minimum credit score for a mortgage first-time homebuyer savings mortgage interest rate reduction fixer-uppers FHA-approved gift fund sources hurricane insurance Self-employed mortgage options historic homes Florida Mortgage pre-approval expiration foreclosure pros and cons Florida home appraisal down payment assistance Florida retirement planning for realtors What happens if appraisal is lower than sales price Credit score tips for first-time homebuyers 3-2-1 buydown benefits fixed-rate HELOC homeownership Using gift funds for down payment flood insurance Florida buying historic house Pre-approval timeline for homebuyers foreclosure financing inaccurate appraisal first-time homebuyer Florida self-employed real estate financing How credit score impacts mortgage rates how to save for a down payment CreditScore temporary interest rate reduction borrow against home equity mortgage tips FHA loan limits Florida mortgage for young buyers Top mortgage options explained Florida historic properties When does a mortgage pre-approval expire? reconsideration of value veteran home loans Improving credit for buying a house bank statement loan 3-2-1 buydown FICO10T home equity financial stability affordable housing Housing market 2025 loan limits Best mortgage loans for first-time buyers historic home financing What to ask your mortgage broker Florida school districts VA loan occupancy rules NACA program details Homeownership FHA loans and credit scores short term rental loans mortgage buydown VantageScore4 how to build home equity home improvement loan hazard insurance Florida Non-QM loans for self-employed low-down-payment programs Florida Comparing mortgage loan types historic home maintenance Top mortgage lender questions Florida school ratings homeownership benefits seller credits Bad credit home loans reduce mortgage payments Jhenesis Properties home equity loan debt consolidation Florida homeowners insurance Flexible home financing options Florida homeownership young buyers historic neighborhoods Florida zero down mortgage Florida Buying a home in Florida best school districts financial benefits of owning a home Mortgage Assumption First-time homebuyer credit score requirements Green Real Estate affordable mortgage options CreditScoreChanges HELOC tuition funding mortgage requirements Florida Non-QM loans for real estate investors Florida DTI ratio Mortgage pre-approval validity buying a foreclosure in Florida How to choose the right mortgage lender Down payment assistance Florida first-time home buyer Florida down payment assistance Florida down payment assistance Florida down payment assistance Florida