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The Changing Tides of the Housing Market

Published on Jul 22, 2025 | Purchasing a Home
The Changing Tides of the Housing Market
The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home.

What’s Affecting Affordability Right Now

Recently, mortgage rates have dropped slightly, and average incomes have gone up. Together, these changes have made homeownership a bit more affordable. However, finding affordable homes is still a challenge for many looking to buy a home. One of the most effective ways to handle this is by looking for opportunities where supply is growing.

Housing Supply Is Finally Growing

For over a decade, there haven’t been enough homes on the market. This limited supply caused prices to rise quickly, especially in 2021 when interest rates were low and demand was high.

Now, the situation is improving. According to Zillow, the number of homes for sale has continued to increase. In most of the U.S. housing markets, inventory is up. The South and West have seen the biggest increases, while growth in the Northeast and Midwest has been slower.

More Homes Means More Buying Power

There’s a strong connection between housing supply and affordability. In most markets where more homes are available, affordability has improved.

More homes on the market means buyers can take their time, compare more properties, and negotiate better terms. Prices may also rise more slowly when there are more choices.

That said, not every city is experiencing the same trend. In some places, even though supply is growing, strong demand is keeping prices high and affordability low.

What This Means for Buyers Today

While the total number of homes available is still lower than in past decades, the recent increase is a positive sign. More inventory gives buyers more choices and potentially better deals.

If you're thinking about buying a home, now is a smart time to explore your options. With more listings, easing price growth, and the potential to lock in a favorable mortgage, buyers can take advantage of this shift in the market.

Ready to make a move while inventory is rising? Let’s discuss your mortgage options today and get you closer to owning the right home.

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